Health Insurance from Just ₹15/Day^*

Unlimited Coverage^* • 0% GST • Complete Peace of Mind

Protect your health today without compromising your tomorrow. Medical costs can be unpredictable — a good health plan makes sure a health emergency doesn't turn into a financial one, for you and your family.

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*Premiums, coverage, eligibility and terms vary by plan and insurer. Indicative premium for select plans and eligible applicants; unlimited coverage features available on select plans only. GST exemption applies to individual health policies.

Why It Matters

Why You Need Health Insurance

Even a short hospital stay can cost lakhs today. Health insurance protects your savings from being wiped out by a medical emergency.

Cashless Hospitalisation

Get treated at network hospitals without arranging funds upfront for eligible claims.

Tax Benefits

Premiums paid may be eligible for deduction under Section 80D of the Income Tax Act.

No-Claim Bonus

Many plans increase your cover for every claim-free year, at no extra premium.

Family Floater Option

Cover your entire family under a single sum insured, often at a lower combined premium.

Types of Plans

Choose the Right Kind of Health Cover

Not every plan fits every need. Here's a quick look at the common types we help you compare:

Individual health plans
Family floater plans
Senior citizen health plans
Critical illness cover
Top-up & super top-up plans
Maternity & newborn cover

Compare Health Plans

Typically coversRoom rent, surgery, medicines, tests

Often excludes initiallyPre-existing conditions (waiting period applies)

Good to review everyPolicy renewal cycle

Before You Buy

What to Check Before Choosing a Plan

Sum Insured

Make sure the cover amount is enough for your city's typical treatment costs and your family size.

Waiting Periods

Check waiting periods for pre-existing diseases, maternity and specific illnesses before you commit.

Network Hospitals

Confirm that hospitals you'd actually use are part of the insurer's cashless network.

Room Rent Limits

Some plans cap eligible room rent — a low cap can mean a bigger out-of-pocket bill.

Co-payment Clause

Understand if you're required to pay a fixed percentage of every claim yourself.

Claim Settlement Process

Ask how claims are typically processed and what documents you'll need to keep ready.

FAQs

Health Insurance Questions, Answered

It depends on your city, age, family size and existing health conditions. Our team can help you estimate a suitable sum insured based on your situation — this is part of the free consultation.

Yes. Under IRDAI's portability rules you can move to another insurer at renewal and keep the waiting periods you've already served, along with your accrued bonus. The request must reach the new insurer at least 45 days before your renewal date, and the new insurer can still underwrite. We handle the comparison, the paperwork and the timelines for free — see how portability works.

Usually not immediately — most plans apply a waiting period (commonly a few years) before pre-existing conditions are covered. We'll help you compare waiting periods across plans.

Typically basic KYC (ID and address proof), age proof, and sometimes recent medical reports depending on your age and the sum insured chosen.

Health Insurance from Just ₹15/Day*