Renewing a Policy? We'll Make Sure You Don't Lose Cover

A lapsed policy can mean losing your no-claim benefits, waiting periods restarting, or simply being left uninsured. We help you renew on time — and check whether porting to a better insurer would get you more cover for less.

Get Renewal Help Talk to an Expert

Why Renew Through Us

Renewal Support Across Every Policy Type

Health Insurance

Renew without breaking continuity benefits or restarting waiting periods.

Motor Insurance

Renew your car or bike policy before it lapses and protect your No Claim Bonus.

Term & Life Insurance

Keep your family's protection active without interruption.

Travel Insurance

Renew annual multi-trip plans before your next journey.

What Happens If You Don't Renew On Time

Why Renewing On Time Matters

Loss of Continuity Benefits

Health policy waiting periods and accumulated benefits can reset if a policy lapses.

Lower No Claim Bonus

A lapsed motor policy can mean losing your accumulated No Claim Bonus discount.

Coverage Gap

Even a short gap between policies leaves you completely uninsured during that period.

How Renewal Works

Renewing Through InsuredIndex.com

Share Your Policy Details

Tell us your current insurer, policy type and expiry date.

We Check Your Options

We review your renewal terms and, if useful, show comparable alternatives.

You Decide

Stick with your current insurer or switch — entirely your call, with no pressure.

Stay Covered

We aim to help you complete the renewal before your existing policy lapses.

FAQs

Renewal Questions, Answered

Often yes, though there may be conditions like a fresh inspection (for motor insurance) or a short grace period (for health insurance). Share your details with us and we'll check what applies to your policy.

No. Renewal is the one time you can switch insurers — and with insurance portability, you can do it while keeping continuity benefits such as your health waiting-period credit or your motor No Claim Bonus. If your premium has jumped or claims have been painful, ask us to check your options before you renew.

We recommend starting at least a couple of weeks before your policy's expiry date to leave enough time to compare options and complete paperwork.